Terms of Service

Effective Date: 14 May 2025

Welcome to sharekaro.fun! By accessing or using our website and EMI Calculator tool, you agree to abide by the following Terms of Service. Please read this document carefully to understand your rights and responsibilities.

✅ 1. Acceptance of Terms

By using our website, you agree to be legally bound by these Terms of Service, our Privacy Policy, and any applicable laws or regulations.

If you do not agree with any part of these terms, please do not use our website.

💼 2. Website Purpose

sharekaro.fun is a free-to-use platform that offers an EMI (Equated Monthly Installment) Calculator and related financial tools for educational and informational purposes only.

We do not provide:

Financial or investment advice
Loan offers or approvals
Banking or credit services

Always consult with a certified financial advisor before making financial decisions.

⚙️ 3. Usage Guidelines

You agree to use this website only for lawful purposes. Users must NOT:

Attempt to gain unauthorized access to any part of the website
Use automated scripts, bots, or other scraping tools
Submit false or misleading information
Interfere with site performance or functionality

We reserve the right to restrict or block access to users who violate these rules.

📊 4. Accuracy of Information

While we strive to provide accurate and updated tools, all EMI calculations are estimates. The values shown may vary from actual loan offers or financial products provided by banks or lenders.

We are not responsible for any decisions you make based on the output of our calculators.

🔗 5. Third-Party Links

Our website may contain links to external websites or financial institutions. These links are provided for reference only. We do not endorse or control the content, policies, or practices of third-party sites.

Visiting any third-party site is done at your own risk.

📱 6. Mobile and Web Access

sharekaro.fun is available on mobile and desktop browsers. However, we cannot guarantee compatibility with all devices or screen sizes. Site access may be temporarily interrupted due to updates, server maintenance, or technical issues.

We do not guarantee 24/7 uptime or uninterrupted service.

🛑 7. Intellectual Property Rights

All content on this website—logos, text, images, calculators, and design—is the intellectual property of sharekaro.fun. Unauthorized reproduction, duplication, or distribution is strictly prohibited.

You may use our EMI Calculator tools for personal and non-commercial use only.

📝 8. Disclaimer of Warranties

The website and its services are provided on an "as is" and "as available" basis. We make no warranties, either express or implied, regarding:

Accuracy or reliability of information
Availability or uptime
Security of user interaction
Suitability for any financial decisions

Please use our tools at your own discretion.

💰 9. Monetization and Advertisements

To keep our services free, we display advertisements via Google AdSense and other ad networks. We are not responsible for the content of these ads or for user interactions with them.

Users are encouraged to exercise caution when clicking on third-party advertisements.

🧑‍⚖️ 10. Limitation of Liability

In no event shall sharekaro.fun or its owners be held liable for any:

Direct, indirect, or incidental damages
Losses resulting from your use of this website or reliance on calculator results
Technical errors or website downtime

Your sole remedy is to stop using the website.

📌 11. Modifications to These Terms

We reserve the right to modify or update these Terms of Service at any time. The "Effective Date" at the top of this page will reflect the latest version. It is your responsibility to review this page regularly for changes.

Continued use of the website after changes means you accept the updated terms.

📬 12. Contact Us

If you have any questions or concerns regarding these Terms of Service, you can reach us at:

📧 Email: support@sharekaro.fun
🌐 Website: https://sharekaro.fun

Thank you for using sharekaro.fun — We’re here to make EMI calculation easy, transparent, and reliable!